TERMS & CONDITIONS (Elite Repair)
Last Updated: 11/29/25
Welcome to Elite Repair By purchasing or using our credit repair services, you acknowledge and agree to the following Terms & Conditions.
1. Services Provided
Elite Repair provides educational consulting and credit dispute preparation services designed to help clients challenge inaccurate, unverifiable, or outdated information appearing on their credit reports.
We do not remove legitimate debt, nor do we guarantee specific outcomes.
2. No Legal or Financial Advice
We are not a law firm, attorney, financial advisor, or tax professional.
All services are strictly administrative and educational in nature.
3. Client Requirements
The client agrees to:
Provide accurate personal information
Provide full 3-bureau credit reports when requested
Respond to all communication in a timely manner
Provide copies of any mail received from credit bureaus
Follow credit-building guidance given during the process
Failure to follow instructions may affect results.
4. Timeframe for Services
Credit repair involves multiple rounds of disputes and may take several weeks or months depending on:
Number of accounts in dispute
Bureau response times
Creditor investigation times
We do not guarantee specific deadlines.
5. Results Disclaimer
Results vary based on each individual's financial situation.
We cannot guarantee:
Removal of any particular item
Boost of any specific credit score
Approval for loans, credit cards, or financial products
We dispute only inaccurate or unverifiable information.
6. Communication Consent
By using our services, you authorize (Your Business Name) to contact you via:
Phone
SMS/text messages
for the purpose of service updates and communication.
7. Right to Refuse Service
We reserve the right to decline service to any client at any time for any reason.
8. Payment & Billing
All services must be paid in full prior to beginning work.
There are no refunds, no chargebacks, and no cancellations after work begins.
9. Governing Law
These terms are governed by the laws of your state of residence.
10. Acceptance of Terms
By enrolling in services, submitting your intake form, or paying your invoice, you acknowledge and agree to ALL Terms & Conditions listed above.